{"text_format":"3","workbook":"xlsx","n_sheets":8,"sheets":["Base de données","Vendre et servir à distance","                               ","                        ","                      ","Nous contacter","VAD par univers","VAD par process"],"not_rendered":{"images":3,"defined_names":1,"pivot_tables":3},"read":"whole","date_system":"1900"}

{"sheet":"Base de données","index":0,"n_rows":102,"n_cols":10,"rows_kept":102,"hidden":true}
["Univers","Type d'acte ","Famille Produits","Produits","Point d'entrée","SED","Papier","Selfcare","Avis de l'expert","Lien fiche mémo"]
["BANCARISATION","Souscription","AlertEcureuil","AlertEcureuil","OVMC 0950","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED"]
["IARD / PREVOYANCE","Souscription","Assurance 2 Roues","Assurance 2 Roues","Impulse 0110","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1765/iard-prevoyance/17588/mode-operatoire-vad-iard_prevoyance_natixis_assurances.ppt"]
["IARD / PREVOYANCE","Souscription","Assurance Automobile","Assurance Automobile","Impulse 0109","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1765/iard-prevoyance/17588/mode-operatoire-vad-iard_prevoyance_natixis_assurances.ppt"]
["IARD / PREVOYANCE","Souscription","Assurance Habitation","Assurance Habitation","Impulse 0109","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1765/iard-prevoyance/17588/mode-operatoire-vad-iard_prevoyance_natixis_assurances.ppt"]
["IARD / PREVOYANCE","Souscription","Assurance sur Epargne","Assurance sur épargne","Impulse 0109","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1765/iard-prevoyance/17588/mode-operatoire-vad-iard_prevoyance_natixis_assurances.ppt"]
["EPARGNE","Versement libre","Assurance Vie ","Assurance Vie ","Assurance Vie 0505",null,"X","X","Privilégier la relation téléphonique"]
["EPARGNE","Versement programmé","Assurance Vie ","Assurance Vie ","Assurance Vie 0505",null,"X"]
["EPARGNE","Souscription","Assurance Vie ","Assurance Vie ","PROCESSUS TRANSITOIRE Avril 2020",null,"X"]
["EPARGNE","Rachat partiel","Assurance Vie ","Assurance Vie ","PROCESSUS TRANSITOIRE Avril 2020",null,"X"]
["EPARGNE","Rachat partiel","Réservé à MBL & Mon Agence","Assurance Vie ","Assurance Vie 0505",null,"X"]
["EPARGNE","Souscription","Réservé à MBL & Mon Agence","Assurance Vie ","Webassur",null,"X"]
["BANCARISATION","Souscription","Découvert Autorisé Permanent","Autorisation de Découvert Permanent (majeur)","MYWAY 0501","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED"]
["BANCARISATION","Avenant","Bouquet Liberté","Bouquet Liberté (CFN joint non éligible à la SED)","MYWAY 0501","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1762/bancarisation/17575/vad_myway_banca_sed_cegee.pptx"]
["EPARGNE","Souscription","Captio Prestance","Captio Prestance 2 ans","OVMC 0950",null,"X"]
["EPARGNE","Souscription","Captio Prestance","Captio Prestance 3 ans","OVMC 0950",null,"X"]
["BANCARISATION","Souscription","Cartes à l'unité","Carte Bancaire Rechargeable mineur","OVMC 0950",null,"X",null,null,"http://commerciaux.celca.caisse-epargne.fr/download/1762/bancarisation/17576/ovmc-saisir-une-vente-carte-bancaire-rechargeable-mineur-vpc-v201403-2.ppt "]
["BANCARISATION","Souscription","Cartes à l'unité","Carte Nomade","OVMC 0950",null,"X"]
["BANCARISATION","Souscription","Cartes à l'unité","Carte Visa ","MYWAY 0501","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED"]
["EPARGNE","Abonnement","CEL","CEL","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Ouverture","CEL","CEL","MYWAY 0401","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Abondement","CEL","CEL (< 1500 € )","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Versement","CEL","CEL (≥ 1500 € )","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Abonnement","CEL","CEL mineur","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["BANCARISATION","Ouverture","CFN","Coffre-fort numérique joint","MYWAY 0401",null,"X","X","Privilégier la relation téléphonique"]
["BANCARISATION","Ouverture","CFN","Coffre-fort numérique simple","MYWAY 0401","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED"]
["BANCARISATION","Avenant ","Compte de dépôt","Compte de dépôt","MYWAY 0501","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED"]
["BANCARISATION","Ouverture","Réservé à MBL & Mon Agence","Compte de dépôt","OVMC 0950",null,"X","X","Privilégier la relation téléphonique"]
["BANCARISATION","Souscription","Compte de dépôt","Compte de dépôt avec Formule Inital, Confort ou Optimal","MYWAY 0401","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED"]
["EPARGNE","Souscription","Comptes titres","Comptes titres","MYWAY 0401",null,"X"]
["CREDITS","Souscription","Crédit Conso","Crédit Conso","Izivente 0406","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1764/credits/17570/mode-operatoire-vad-credit-conso_27012020.ppt"]
["CREDITS","Souscription","Réservé à MBL & Mon Agence","Crédit Etudiant via Néo","OVMC 0950",null,"X"]
["CREDITS","Souscription","Réservé à MBL & Mon Agence","Crédit Immobilier","OVMC 0950",null,"X","X","Privilégier la relation téléphonique"]
["BANCARISATION","Modification","Débit Immédiat en Débit Différé","Débit Carte Visa Classic en débit différé","MYWAY 0501","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED"]
["BANCARISATION","Modification","Débit Immédiat en Débit Différé","Débit Carte Visa Premier en débit différé","MYWAY 0501","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED"]
["BANCARISATION","Modification","Découvert Autorisé Permanent","Découvert Autorisé Permanent","MYWAY 0501","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1762/bancarisation/17581/20190429_vad_modification-de-decouvert-2.pptx"]
["BANCARISATION","Souscription","Banque A Distance","Direct Ecureuil","MYWAY 0501","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED"]
["BANCARISATION","Souscription","Domilis","Domilis","MYWAY 0401 ou 0501","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED"]
["BANCARISATION","Souscription","E-carte bleue","E-carte bleue","MYWAY 0501","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED"]
["BANCARISATION","Activation","Eparfix","Eparfix","MYWAY 0501","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED"]
["BANCARISATION","Activation","Eparplus","Eparplus","MYWAY 0501","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED"]
["BANCARISATION","Souscription","Formule Famille","Formule Famille PROCESSUS TRANSITOIRE (Utilisation offre SMILES)","OVMC 0950",null,"X",null,null,"http://commerciaux.celca.caisse-epargne.fr/download/1762/bancarisation/17579/2020_02_24_vad-saisie-formule-famille-processus-transitoire-2.pptx"]
["BANCARISATION","Souscription","Formule Individuelle","Formule Inital, Confort ou Optimal","MYWAY 0401","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED"]
["BANCARISATION","Souscription","Franchise d'agios","Franchise d'agios","MYWAY 0501","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED"]
["IARD / PREVOYANCE","Souscription","Réservé à MBL & Mon Agence","Garantie Santé","NOSA 0269",null,"X","X","Privilégier la relation téléphonique"]
["IARD / PREVOYANCE","Souscription","GAV","GAV","Impulse 0109","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1765/iard-prevoyance/17588/mode-operatoire-vad-iard_prevoyance_natixis_assurances.ppt"]
["EPARGNE","Versement","Assurance Vie ","Initiative Transmission","Assurance Vie 0505",null,"X","X","Privilégier la relation téléphonique"]
["EPARGNE","Abondement","LEP","LEP","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Abonnement","LEP","LEP","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Ouverture","LEP","LEP","MYWAY 0401","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Versement","LEP","LEP (≥ 1500 € )","OVMC 0951",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Abondement","Livret 10-12","Livret 10-12 mineur","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Abonnement","Livret 10-12","Livret 10-12 mineur","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Ouverture","Livret 10-12","Livret 10-12 mineur","MYWAY 0401","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Abondement","Livret A","Livret A","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17585/saisir-un-livret-a-en-vente-a-distance-myway-avec-sed-2.pptx"]
["EPARGNE","Abonnement","Livret A","Livret A","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17585/saisir-un-livret-a-en-vente-a-distance-myway-avec-sed-2.pptx"]
["EPARGNE","Versement","Livret A","Livret A (≥ 1500 € )","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17585/saisir-un-livret-a-en-vente-a-distance-myway-avec-sed-2.pptx"]
["EPARGNE","Ouverture","Livret A","Livret A majeur - mineur","MYWAY 0401","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17585/saisir-un-livret-a-en-vente-a-distance-myway-avec-sed-2.pptx"]
["EPARGNE","Abonnement","Livret A","Livret A mineur","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17585/saisir-un-livret-a-en-vente-a-distance-myway-avec-sed-2.pptx"]
["EPARGNE","Abonnement","Livret B","Livret B","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Ouverture","Livret B","Livret B","MYWAY 0401","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Abondement","Livret B","Livret B (< 1500 € )","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Versement","Livret B","Livret B (≥ 1500 € )","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Ouverture","LDDS","Livret de développement durable et solidaire","MYWAY 0401","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Abondement","LDDS","Livret de développement durable et solidaire","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Abonnement","LDDS","Livret de développement durable et solidaire","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Versement","LDDS","Livret de développement durable et solidaire","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Abonnement","Livret Grand Format","Livret GrAnd FormAt","OVMC 0950",null,"X","X","Priorité au Selfcare"]
["EPARGNE","Ouverture","Livret Grand Format","Livret GrAnd FormAt","MYWAY 0401","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED"]
["EPARGNE","Abondement","Livret Grand Format","Livret GrAnd FormAt (< 1500 € )","OVMC 0950",null,"X","X","Priorité au Selfcare"]
["EPARGNE","Versement","Livret Grand Format","Livret GrAnd FormAt (≥ 1500 € )","OVMC 0950",null,"X","X","Priorité au Selfcare"]
["EPARGNE","Abonnement","Livret Grand Prix","Livret Grand Prix","OVMC 0950",null,"X","X","Priorité au Selfcare"]
["EPARGNE","Ouverture","Livret Grand Prix","Livret Grand Prix","MYWAY 0401","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED"]
["EPARGNE","Abondement","Livret Grand Prix","Livret Grand Prix (< 1500 € )","OVMC 0950",null,"X","X","Priorité au Selfcare"]
["EPARGNE","Versement","Livret Grand Prix","Livret Grand Prix (≥ 1500 € )","OVMC 0950",null,"X","X","Priorité au Selfcare"]
["EPARGNE","Ouverture","Livret Jeune","Livret Jeune","MYWAY 0401","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Abonnement","Livret Jeune","Livret Jeune","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Abondement","Livret Jeune","Livret Jeune (< 1500 € )","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Versement","Livret Jeune","Livret Jeune (≥ 1500 € )","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Abonnement","Livret Jeune","Livret Jeune mineur","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Ouverture","Livret Jeune","Livret Jeune mineur","MYWAY 0401","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["BANCARISATION","Accusé Reception","Réservé à MBL & Mon Agence","Mon banquier en ligne majeur mineur","OVMC 0950",null,"X"]
["BANCARISATION","Souscription","Opérations Courantes Illimitées","Opérations Courantes Illimitées","MYWAY 0501","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED"]
["BANCARISATION","Souscription","Option internationale","Option internationale Majeur et Mineur","MYWAY 0501","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED"]
["EPARGNE","Souscription","Parts Sociales","Parts Sociales","MYWAY 0401","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17582/saisir-une-souscription-de-pso-en-vad-myway-sed-2.pptx"]
["EPARGNE","Souscription","PEA","PEA","MYWAY 0401",null,"X"]
["EPARGNE","Ouverture","PEL","PEL","MYWAY 0401","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Versement","PEL","PEL","OVMC 0950",null,"X","X","Priorité au Selfcare","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Avenant","PEL","PEL (Abonnement)","OVMC 0950",null,"X",null,null,"http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Avenant","PEL","PEL (Abonnement) mineur","OVMC 0950",null,"X",null,null,"http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["EPARGNE","Ouverture","PEL","PEL mineur","MYWAY 0401","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1763/epargne/17584/mode-operatoire-vad-myway-epargne-2.pptx"]
["BANCARISATION","Activation","Réservé à MBL & Mon Agence","Procuration","OVMC 0951",null,"X"]
["IARD / PREVOYANCE","Souscription","Protection Juridique","Protection Juridique particulier","Impulse 0109","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1765/iard-prevoyance/17588/mode-operatoire-vad-iard_prevoyance_natixis_assurances.ppt"]
["EPARGNE","Ouverture","Quadreto","Quadreto","OVMC 0950",null,"X"]
["BANCARISATION","Révocation","Réservé à MBL & Mon Agence","Renonciation Procuration","OVMC 0950",null,"X"]
["BANCARISATION","Souscription","Retraits déplacés illimités","Retraits déplacés illimités","MYWAY 0501","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED"]
["EPARGNE","Versement","Assurance Vie ","Ricochet","Assurance Vie 0505",null,"X","X","Privilégier la relation téléphonique"]
["IARD / PREVOYANCE","Souscription","Secur'Famille","Secur'Famille","Assurance Vie 0505","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1765/iard-prevoyance/17587/mode-operatoire-vad-iard_prevoyance_ecureuil_vie.pptx"]
["IARD / PREVOYANCE","Souscription","Sécur'Média","Sécur'Média","Impulse 0109","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1765/iard-prevoyance/17588/mode-operatoire-vad-iard_prevoyance_natixis_assurances.ppt"]
["IARD / PREVOYANCE","Souscription","Secur'Obsèques","Secur'Obsèques","Assurance Vie 0505","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1765/iard-prevoyance/17587/mode-operatoire-vad-iard_prevoyance_ecureuil_vie.pptx"]
["IARD / PREVOYANCE","Souscription","Secur'Urgence","Secur'Urgence","Assurance Vie 0505","X","X",null,"Privilégier la relation téléphonique avec contractualisation par SED","http://commerciaux.celca.caisse-epargne.fr/download/1765/iard-prevoyance/17587/mode-operatoire-vad-iard_prevoyance_ecureuil_vie.pptx"]
["EPARGNE","Activation","Service Bourse","Service Bourse de Direct Ecureuil ","MYWAY 0501 uniquement sur compte 04",null,"X"]

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[]
[null,null,"VENDRE ET SERVIR A DISTANCE\n"]
[null,null,"Les solutions de distribution pour maintenir une relation client de qualité "]
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[]
[null,null,"Accédez à la liste des actes en cherchant simplement le produit souhaité !"]
[null,null,"Sélectionnez le produit dans le menu déroulant","Assurance Habitation","H",{"$f":"IF(VLOOKUP(D11,'Base de données'!C:J,8,FALSE)=\"\",\"\",HYPERLINK(VLOOKUP(D11,'Base de données'!C:J,8,FALSE),\"Accédez directement à la fiche mémo en cliquant sur le lien suivant\"))","v":"Accédez directement à la fiche mémo en cliquant sur le lien suivant"},{"$f":"IF(VLOOKUP(#REF!,'Base de données'!#REF!,8,FALSE)=\"\",\"\",\"LIEN_HYPERTEXTE(RECHERCHEV(D11;'Base de données'!C:J;8;FAUX);\"\"Accédezdirectementàlafichemémoencliquantsurleliensuivant\")","v":{"$error":"#REF!"}},{"$f":"IF(VLOOKUP(A11,'Base de données'!#REF!,8,FALSE)=\"\",\"\",\"LIEN_HYPERTEXTE(RECHERCHEV(D11;'Base de données'!C:J;8;FAUX);\"\"Accédezdirectementàlafichemémoencliquantsurleliensuivant\")","v":{"$error":"#REF!"}},{"$f":"IF(VLOOKUP(B11,'Base de données'!A:H,8,FALSE)=\"\",\"\",\"LIEN_HYPERTEXTE(RECHERCHEV(D11;'Base de données'!C:J;8;FAUX);\"\"Accédezdirectementàlafichemémoencliquantsurleliensuivant\")","v":{"$error":"#N/A"}}]
[]
[null,null,"Type d'acte ","Produits","SED","Papier","Selfcare","Avis de l'expert"]
[null,null,"Souscription","Assurance Habitation","X","X","X","Privilégier la relation téléphonique avec contractualisation par SED"]

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{"sheet":"Nous contacter","index":5,"n_rows":11,"n_cols":3,"rows_kept":11}
[null,"← Cliquez sur l'image pour retourner sur la page d'accueil "]
[null,null,"Une question ? "]
[]
[]
[null,null,"Assistance Bancaire Tel : 03.26.86.85.85"]
[]
[null,null,"Mardi Mercredi Vendredi : 8h45 -12h00 / 13h45 -18h00"]
[null,null,"Jeudi : 8h45 - 12h00 / 14h30 -18h00"]
[null,null,"Samedi :  8h45 - 12h30"]
[]
[null,null,"Vous pouvez également joindre l'Assistance Bancaire par écrit via Culture Net \"MYASSISTANCE\""]

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[null,"← Cliquez sur l'image pour retourner sur la page d'accueil "]
[null,"Univers","Famille Produits","Produits","Type d'acte ","SED","Papier"]
[null,"BANCARISATION","AlertEcureuil","AlertEcureuil","Souscription","X","X"]
[null,null,"Banque A Distance","Direct Ecureuil","Souscription","X","X"]
[null,null,"Bouquet Liberté","Bouquet Liberté (CFN joint non éligible à la SED)","Avenant","X","X"]
[null,null,"Cartes à l'unité","Carte Bancaire Rechargeable mineur","Souscription","(vide)","X"]
[{"$nulls":3},"Carte Nomade","Souscription","(vide)","X"]
[{"$nulls":3},"Carte Visa ","Souscription","X","X"]
[null,null,"CFN","Coffre-fort numérique joint","Ouverture","(vide)","X"]
[{"$nulls":3},"Coffre-fort numérique simple","Ouverture","X","X"]
[null,null,"Compte de dépôt","Compte de dépôt","Avenant ","X","X"]
[{"$nulls":3},"Compte de dépôt avec Formule Inital, Confort ou Optimal","Souscription","X","X"]
[null,null,"Débit Immédiat en Débit Différé","Débit Carte Visa Classic en débit différé","Modification","X","X"]
[{"$nulls":3},"Débit Carte Visa Premier en débit différé","Modification","X","X"]
[null,null,"Découvert Autorisé Permanent","Autorisation de Découvert Permanent (majeur)","Souscription","X","X"]
[{"$nulls":3},"Découvert Autorisé Permanent","Modification","X","X"]
[null,null,"Domilis","Domilis","Souscription","X","X"]
[null,null,"Eparfix","Eparfix","Activation","X","X"]
[null,null,"Eparplus","Eparplus","Activation","X","X"]
[null,null,"Franchise d'agios","Franchise d'agios","Souscription","X","X"]
[null,null,"Opérations Courantes Illimitées","Opérations Courantes Illimitées","Souscription","X","X"]
[null,null,"Option internationale","Option internationale Majeur et Mineur","Souscription","X","X"]
[null,null,"Retraits déplacés illimités","Retraits déplacés illimités","Souscription","X","X"]
[null,null,"E-carte bleue","E-carte bleue","Souscription","X","X"]
[null,null,"Réservé à MBL & Mon Agence","Compte de dépôt","Ouverture","(vide)","X"]
[{"$nulls":3},"Mon banquier en ligne majeur mineur","Accusé Reception","(vide)","X"]
[{"$nulls":3},"Procuration","Activation","(vide)","X"]
[{"$nulls":3},"Renonciation Procuration","Révocation","(vide)","X"]
[null,null,"Formule Individuelle","Formule Inital, Confort ou Optimal","Souscription","X","X"]
[null,null,"Formule Famille","Formule Famille PROCESSUS TRANSITOIRE (Utilisation offre SMILES)","Souscription","(vide)","X"]
[null,"CREDITS","Réservé à MBL & Mon Agence","Crédit Etudiant via Néo","Souscription","(vide)","X"]
[{"$nulls":3},"Crédit Immobilier","Souscription","(vide)","X"]
[null,null,"Crédit Conso","Crédit Conso","Souscription","X","X"]
[null,"EPARGNE","Assurance Vie ","Assurance Vie ","Rachat partiel","(vide)","X"]
[{"$nulls":4},"Souscription","(vide)","X"]
[{"$nulls":4},"Versement libre","(vide)","X"]
[{"$nulls":4},"Versement programmé","(vide)","X"]
[{"$nulls":3},"Initiative Transmission","Versement","(vide)","X"]
[{"$nulls":3},"Ricochet","Versement","(vide)","X"]
[null,null,"Captio Prestance","Captio Prestance 2 ans","Souscription","(vide)","X"]
[{"$nulls":3},"Captio Prestance 3 ans","Souscription","(vide)","X"]
[null,null,"CEL","CEL","Abonnement","(vide)","X"]
[{"$nulls":4},"Ouverture","X","X"]
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[{"$nulls":3},"CEL (≥ 1500 € )","Versement","(vide)","X"]
[{"$nulls":3},"CEL mineur","Abonnement","(vide)","X"]
[null,null,"Comptes titres","Comptes titres","Souscription","(vide)","X"]
[null,null,"LDDS","Livret de développement durable et solidaire","Abondement","(vide)","X"]
[{"$nulls":4},"Abonnement","(vide)","X"]
[{"$nulls":4},"Ouverture","X","X"]
[{"$nulls":4},"Versement","(vide)","X"]
[null,null,"LEP","LEP","Abondement","(vide)","X"]
[{"$nulls":4},"Abonnement","(vide)","X"]
[{"$nulls":4},"Ouverture","X","X"]
[{"$nulls":3},"LEP (≥ 1500 € )","Versement","(vide)","X"]
[null,null,"Livret 10-12","Livret 10-12 mineur","Abondement","(vide)","X"]
[{"$nulls":4},"Abonnement","(vide)","X"]
[{"$nulls":4},"Ouverture","X","X"]
[null,null,"Livret A","Livret A","Abondement","(vide)","X"]
[{"$nulls":4},"Abonnement","(vide)","X"]
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[{"$nulls":3},"Livret A majeur - mineur","Ouverture","X","X"]
[{"$nulls":3},"Livret A mineur","Abonnement","(vide)","X"]
[null,null,"Livret B","Livret B","Abonnement","(vide)","X"]
[{"$nulls":4},"Ouverture","X","X"]
[{"$nulls":3},"Livret B (< 1500 € )","Abondement","(vide)","X"]
[{"$nulls":3},"Livret B (≥ 1500 € )","Versement","(vide)","X"]
[null,null,"Livret Grand Format","Livret GrAnd FormAt","Abonnement","(vide)","X"]
[{"$nulls":4},"Ouverture","X","X"]
[{"$nulls":3},"Livret GrAnd FormAt (< 1500 € )","Abondement","(vide)","X"]
[{"$nulls":3},"Livret GrAnd FormAt (≥ 1500 € )","Versement","(vide)","X"]
[null,null,"Livret Grand Prix","Livret Grand Prix","Abonnement","(vide)","X"]
[{"$nulls":4},"Ouverture","X","X"]
[{"$nulls":3},"Livret Grand Prix (< 1500 € )","Abondement","(vide)","X"]
[{"$nulls":3},"Livret Grand Prix (≥ 1500 € )","Versement","(vide)","X"]
[null,null,"Livret Jeune","Livret Jeune","Abonnement","(vide)","X"]
[{"$nulls":4},"Ouverture","X","X"]
[{"$nulls":3},"Livret Jeune (< 1500 € )","Abondement","(vide)","X"]
[{"$nulls":3},"Livret Jeune (≥ 1500 € )","Versement","(vide)","X"]
[{"$nulls":3},"Livret Jeune mineur","Abonnement","(vide)","X"]
[{"$nulls":4},"Ouverture","X","X"]
[null,null,"Parts Sociales","Parts Sociales","Souscription","X","X"]
[null,null,"PEA","PEA","Souscription","(vide)","X"]
[null,null,"PEL","PEL","Ouverture","X","X"]
[{"$nulls":4},"Versement","(vide)","X"]
[{"$nulls":3},"PEL (Abonnement)","Avenant","(vide)","X"]
[{"$nulls":3},"PEL (Abonnement) mineur","Avenant","(vide)","X"]
[{"$nulls":3},"PEL mineur","Ouverture","X","X"]
[null,null,"Quadreto","Quadreto","Ouverture","(vide)","X"]
[null,null,"Service Bourse","Service Bourse de Direct Ecureuil ","Activation","(vide)","X"]
[null,null,"Réservé à MBL & Mon Agence","Assurance Vie ","Rachat partiel","(vide)","X"]
[{"$nulls":4},"Souscription","(vide)","X"]
[null,"IARD / PREVOYANCE","Assurance 2 Roues","Assurance 2 Roues","Souscription","X","X"]
[null,null,"Assurance Automobile","Assurance Automobile","Souscription","X","X"]
[null,null,"Assurance Habitation","Assurance Habitation","Souscription","X","X"]
[null,null,"Assurance sur Epargne","Assurance sur épargne","Souscription","X","X"]
[null,null,"GAV","GAV","Souscription","X","X"]
[null,null,"Protection Juridique","Protection Juridique particulier","Souscription","X","X"]
[null,null,"Secur'Famille","Secur'Famille","Souscription","X","X"]
[null,null,"Sécur'Média","Sécur'Média","Souscription","X","X"]
[null,null,"Secur'Obsèques","Secur'Obsèques","Souscription","X","X"]
[null,null,"Secur'Urgence","Secur'Urgence","Souscription","X","X"]
[null,null,"Réservé à MBL & Mon Agence","Garantie Santé","Souscription","(vide)","X"]
[null,"(vide)","(vide)","(vide)","(vide)","(vide)","(vide)"]

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[null,"← Cliquez sur l'image pour retourner sur la page d'accueil "]
[null,"SED","Papier","Famille Produits","Produits","Type d'acte "]
[null,"X","X","AlertEcureuil","AlertEcureuil","Souscription"]
[null,"X","X","Assurance 2 Roues","Assurance 2 Roues","Souscription"]
[null,"X","X","Assurance Automobile","Assurance Automobile","Souscription"]
[null,"X","X","Assurance Habitation","Assurance Habitation","Souscription"]
[null,"X","X","Assurance sur Epargne","Assurance sur épargne","Souscription"]
[null,"X","X","Banque A Distance","Direct Ecureuil","Souscription"]
[null,"X","X","Bouquet Liberté","Bouquet Liberté (CFN joint non éligible à la SED)","Avenant"]
[null,"X","X","Cartes à l'unité","Carte Visa ","Souscription"]
[null,"X","X","CEL","CEL","Ouverture"]
[null,"X","X","CFN","Coffre-fort numérique simple","Ouverture"]
[null,"X","X","Compte de dépôt","Compte de dépôt","Avenant "]
[null,"X","X",null,"Compte de dépôt avec Formule Inital, Confort ou Optimal","Souscription"]
[null,"X","X","Débit Immédiat en Débit Différé","Débit Carte Visa Classic en débit différé","Modification"]
[null,"X","X",null,"Débit Carte Visa Premier en débit différé","Modification"]
[null,"X","X","Découvert Autorisé Permanent","Autorisation de Découvert Permanent (majeur)","Souscription"]
[null,"X","X",null,"Découvert Autorisé Permanent","Modification"]
[null,"X","X","Domilis","Domilis","Souscription"]
[null,"X","X","Eparfix","Eparfix","Activation"]
[null,"X","X","Eparplus","Eparplus","Activation"]
[null,"X","X","Franchise d'agios","Franchise d'agios","Souscription"]
[null,"X","X","GAV","GAV","Souscription"]
[null,"X","X","LDDS","Livret de développement durable et solidaire","Ouverture"]
[null,"X","X","LEP","LEP","Ouverture"]
[null,"X","X","Livret 10-12","Livret 10-12 mineur","Ouverture"]
[null,"X","X","Livret A","Livret A majeur - mineur","Ouverture"]
[null,"X","X","Livret B","Livret B","Ouverture"]
[null,"X","X","Livret Grand Format","Livret GrAnd FormAt","Ouverture"]
[null,"X","X","Livret Grand Prix","Livret Grand Prix","Ouverture"]
[null,"X","X","Livret Jeune","Livret Jeune","Ouverture"]
[null,"X","X",null,"Livret Jeune mineur","Ouverture"]
[null,"X","X","Opérations Courantes Illimitées","Opérations Courantes Illimitées","Souscription"]
[null,"X","X","Option internationale","Option internationale Majeur et Mineur","Souscription"]
[null,"X","X","Parts Sociales","Parts Sociales","Souscription"]
[null,"X","X","PEL","PEL","Ouverture"]
[null,"X","X",null,"PEL mineur","Ouverture"]
[null,"X","X","Protection Juridique","Protection Juridique particulier","Souscription"]
[null,"X","X","Retraits déplacés illimités","Retraits déplacés illimités","Souscription"]
[null,"X","X","Secur'Famille","Secur'Famille","Souscription"]
[null,"X","X","Sécur'Média","Sécur'Média","Souscription"]
[null,"X","X","Secur'Obsèques","Secur'Obsèques","Souscription"]
[null,"X","X","Secur'Urgence","Secur'Urgence","Souscription"]
[null,"X","X","E-carte bleue","E-carte bleue","Souscription"]
[null,"X","X","Crédit Conso","Crédit Conso","Souscription"]
[null,"X","X","Formule Individuelle","Formule Inital, Confort ou Optimal","Souscription"]
[null,"(vide)","X","Assurance Vie ","Assurance Vie ","Rachat partiel"]
[null,"(vide)","X",null,"Assurance Vie ","Souscription"]
[null,"(vide)","X",null,"Assurance Vie ","Versement libre"]
[null,"(vide)","X",null,"Assurance Vie ","Versement programmé"]
[null,"(vide)","X",null,"Initiative Transmission","Versement"]
[null,"(vide)","X",null,"Ricochet","Versement"]
[null,"(vide)","X","Captio Prestance","Captio Prestance 2 ans","Souscription"]
[null,"(vide)","X",null,"Captio Prestance 3 ans","Souscription"]
[null,"(vide)","X","Cartes à l'unité","Carte Bancaire Rechargeable mineur","Souscription"]
[null,"(vide)","X",null,"Carte Nomade","Souscription"]
[null,"(vide)","X","CEL","CEL","Abonnement"]
[null,"(vide)","X",null,"CEL (< 1500 € )","Abondement"]
[null,"(vide)","X",null,"CEL (≥ 1500 € )","Versement"]
[null,"(vide)","X",null,"CEL mineur","Abonnement"]
[null,"(vide)","X","CFN","Coffre-fort numérique joint","Ouverture"]
[null,"(vide)","X","Comptes titres","Comptes titres","Souscription"]
[null,"(vide)","X","LDDS","Livret de développement durable et solidaire","Abondement"]
[null,"(vide)","X",null,"Livret de développement durable et solidaire","Abonnement"]
[null,"(vide)","X",null,"Livret de développement durable et solidaire","Versement"]
[null,"(vide)","X","LEP","LEP","Abondement"]
[null,"(vide)","X",null,"LEP","Abonnement"]
[null,"(vide)","X",null,"LEP (≥ 1500 € )","Versement"]
[null,"(vide)","X","Livret 10-12","Livret 10-12 mineur","Abondement"]
[null,"(vide)","X",null,"Livret 10-12 mineur","Abonnement"]
[null,"(vide)","X","Livret A","Livret A","Abondement"]
[null,"(vide)","X",null,"Livret A","Abonnement"]
[null,"(vide)","X",null,"Livret A (≥ 1500 € )","Versement"]
[null,"(vide)","X",null,"Livret A mineur","Abonnement"]
[null,"(vide)","X","Livret B","Livret B","Abonnement"]
[null,"(vide)","X",null,"Livret B (< 1500 € )","Abondement"]
[null,"(vide)","X",null,"Livret B (≥ 1500 € )","Versement"]
[null,"(vide)","X","Livret Grand Format","Livret GrAnd FormAt","Abonnement"]
[null,"(vide)","X",null,"Livret GrAnd FormAt (< 1500 € )","Abondement"]
[null,"(vide)","X",null,"Livret GrAnd FormAt (≥ 1500 € )","Versement"]
[null,"(vide)","X","Livret Grand Prix","Livret Grand Prix","Abonnement"]
[null,"(vide)","X",null,"Livret Grand Prix (< 1500 € )","Abondement"]
[null,"(vide)","X",null,"Livret Grand Prix (≥ 1500 € )","Versement"]
[null,"(vide)","X","Livret Jeune","Livret Jeune","Abonnement"]
[null,"(vide)","X",null,"Livret Jeune (< 1500 € )","Abondement"]
[null,"(vide)","X",null,"Livret Jeune (≥ 1500 € )","Versement"]
[null,"(vide)","X",null,"Livret Jeune mineur","Abonnement"]
[null,"(vide)","X","PEA","PEA","Souscription"]
[null,"(vide)","X","PEL","PEL","Versement"]
[null,"(vide)","X",null,"PEL (Abonnement)","Avenant"]
[null,"(vide)","X",null,"PEL (Abonnement) mineur","Avenant"]
[null,"(vide)","X","Quadreto","Quadreto","Ouverture"]
[null,"(vide)","X","Service Bourse","Service Bourse de Direct Ecureuil ","Activation"]
[null,"(vide)","X","Réservé à MBL & Mon Agence","Assurance Vie ","Rachat partiel"]
[null,"(vide)","X",null,"Assurance Vie ","Souscription"]
[null,"(vide)","X",null,"Compte de dépôt","Ouverture"]
[null,"(vide)","X",null,"Crédit Etudiant via Néo","Souscription"]
[null,"(vide)","X",null,"Crédit Immobilier","Souscription"]
[null,"(vide)","X",null,"Garantie Santé","Souscription"]
[null,"(vide)","X",null,"Mon banquier en ligne majeur mineur","Accusé Reception"]
[null,"(vide)","X",null,"Procuration","Activation"]
[null,"(vide)","X",null,"Renonciation Procuration","Révocation"]
[null,"(vide)","X","Formule Famille","Formule Famille PROCESSUS TRANSITOIRE (Utilisation offre SMILES)","Souscription"]
[null,"(vide)","(vide)","(vide)","(vide)","(vide)"]